Sales & letting

Buying a condominium in Germany: a buyer's WEG checklist

Which documents must you see before the notary appointment, and what are you liable for as a buyer? The seven papers and the costly traps.

Reviewed · cert. manager Updated: Friday, 28 August 2026 7 min
Buying a condominium in Germany: a buyer's WEG checklist
Legal basis § 10 WEG§ 24 WEG§ 28 WEG

Before the notary appointment you need seven documents: the declaration of division with community rules, owners meeting minutes, the collection of resolutions, the budget, annual statements, asset report and energy certificate. Resolutions as a rule bind you as successor in title without a land register entry; agreements, and resolutions based on them, only if entered (§ 10 (3) WEG).

When you buy a condominium in Germany you never just buy four walls; you also become a member of an owners association (Wohnungseigentümergemeinschaft, WEG) with its own rules, finances and obligations. This checklist shows which documents to request, what you are legally responsible for as a buyer, and where the typical risks lie.

Why checking the WEG is decisive when buying a flat

When buying a condominium you acquire unit ownership (Sondereigentum) of the flat and a co-ownership share in the common property. With it you take on the economic and legal situation of the community you are joining. A technically flawless flat is of little use if the building has a backlog of repairs, the reserve is empty or a special levy has already been resolved.

The second reason is legal: much of what the community agreed or resolved before your purchase will bind you as the new owner. Whoever signs here without checking buys the community’s situation along with the flat, without knowing it. The good news: the relevant documents are clearly defined, and as a prospective buyer you have a legitimate interest in inspecting them before the purchase.

In a new build bought from a developer most of these documents do not exist yet, because the community of owners only comes into being when the land register sheets are opened (§ 9a (1) sentence 2 WEG) and the first meeting with the purchasers is still ahead. What you examine there instead is the declaration of division, the first budget and the term of the manager’s appointment; what belongs on that first agenda, and from when you may vote, is set out in our guide to the first owners meeting in a new build.

The key documents: your inspection checklist

The table below summarises which documents to request before buying, what to look out for and the legal basis behind each.

DocumentWhat to look forLegal basis
Declaration of division + community rulesBoundary between unit and common property, special rights of use (parking space, garden), cost allocation, rules of use§ 10 WEG
Minutes of the owners meetingsResolutions on renovations, special levies, disputes, the mood in the community (last 3-5 years)§ 24 (6) WEG
Collection of resolutionsWording of all valid resolutions, consecutively numbered, with notes on challenges§ 24 (7) and (8) WEG
BudgetCurrent Hausgeld level, plausibility of the figures, contribution to the reserve§ 28 (1) WEG
Annual statementsActual costs, additional contributions, anomalies across the years§ 28 (2) WEG
Asset reportLevel of the maintenance reserve, material community assets§ 28 (4) WEG
Energy certificateEnergy condition, mandatory figures, presentation no later than at the viewing§ 80 GModG

Declaration of division and community rules

The declaration of division with the community rules is the constitution of the WEG. It determines what belongs to your unit ownership and what is common property, whether a parking space, cellar or garden is assigned as a special right of use, and which key allocates the costs. Read this part especially carefully: a cost allocation that departs from the statutory default, or a restricted right of use, can noticeably affect both the value and the running costs of your flat.

Minutes and collection of resolutions

Minutes must be taken of the resolutions passed at a meeting (§ 24 (6) WEG). The minutes of recent years reveal a great deal about the condition of the building and the climate in the community: upcoming works, postponed repairs, disputes over costs. In addition, the manager keeps a collection of resolutions that documents the wording of all resolutions announced since 1 July 2007, consecutively numbered, noting challenges or annulments (§ 24 (7) and (8) sentence 1 WEG). On request, an owner, or a third party authorised by an owner, must be granted inspection (§ 24 (7) sentence 8 WEG). Arrange this inspection through the seller, because only this way will you see what the community has already decided in binding form.

Budget, annual statements and asset report

The manager draws up a budget each year; the monthly advances, the Hausgeld, derive from it (§ 28 (1) WEG). After the year ends comes the annual statement, on whose balancing amount the owners resolve (§ 28 (2) WEG). Decisive for buyers is the asset report: it contains the level of the maintenance reserve and a list of the material community assets (§ 28 (4) WEG). This lets you see at a glance whether the community has provided for future works.

Energy certificate

On a sale the seller must have an energy certificate issued and present it to you no later than at the viewing (§ 80 GModG). It indicates the energy condition and therefore future heating costs and possible renovation needs. A missing certificate is a warning sign.

One central point is often underestimated: as the successor in title you step into the existing legal situation of the community. Here an important distinction applies.

Resolutions of the owners association bind you as the buyer without needing to be entered in the land register. A resolution validly passed before your purchase, for example on a renovation or a special levy, binds you too. This is precisely why inspecting the minutes and the collection of resolutions matters so much.

Agreements of the owners and changes to them, by contrast, only bind you as the successor in title if they are recorded as content of the unit ownership in the land register (§ 10 (3) WEG). What applied only as a contractual matter between the previous owners, without being in the land register, does not automatically bind you. When working out what really applies to you, a careful look at the land register and the declaration of division pays off.

Financial checkpoints: Hausgeld, arrears, reserve

Beyond the documents, the figures deserve scrutiny. Pay attention to:

  • Hausgeld level and plausibility: does the Hausgeld match the size and fit-out of the building? A conspicuously low Hausgeld may mean too little is flowing into the reserve.
  • The seller’s Hausgeld arrears: outstanding amounts should be settled before the purchase, so that you do not buy into a strained liquidity situation of the community.
  • Resolved or planned special levies: a special levy already resolved can fall on you as the future owner. Planned but not yet resolved works announce themselves in the minutes.
  • Level of the maintenance reserve: building up an appropriate maintenance reserve is part of proper administration (§ 19 (2) no. 4 WEG). Set the reserve against the age and condition of the building.
  • Backlog of repairs: do long-deferred repairs suggest that high costs will soon hit the community?

Example: A flat in a building from the 1980s looks cheap and the Hausgeld is low. The asset report shows a maintenance reserve of only EUR 9,000 for twelve flats. The minutes of the last two meetings repeatedly note that the roof needs renovation; a quote of around EUR 140,000 is on the table, but no resolution has been passed yet. For you this means: if the roof renovation is resolved, the reserve falls far short, and a special levy of several thousand euros on your flat is likely. The seemingly cheap purchase becomes considerably more expensive through the foreseeable levy than the price suggests.

From interest to a secure purchase

A careful WEG check is not a formality but the decisive step between buying on a hunch and making an informed decision. Reading the declaration of division, the minutes, the collection of resolutions, the budget, the annual statements and the asset report together lets you spot risks before they turn into costs, and lets you judge the price realistically. If you are buying from abroad, the route from the notary appointment to the entry in the Grundbuch, including the language rules, the Hessian purchase costs and financing, is set out in our guide to buying property in Germany as a foreign buyer. When buying in Frankfurt and the Rhine-Main region, our real estate agency guides you through the document review; conversely, if you are selling a let or owner-occupied flat, our property sales team supports you with prepared WEG documents and sound condominium management. That is how a gut feeling becomes a decision you can rely on.

Editorial responsibility: digo.immo Verwaltung & Invest - certified residential property manager under § 26a WEG (IHK Frankfurt), licence under § 34c GewO. About the certification

This article provides general information only and does not replace individual legal advice. It was created with AI assistance; the legal statements have been checked against the official texts of the law. Legal status: 28/08/2026; laws and case law may change. No warranty is given as to completeness, accuracy or timeliness. When in doubt, please seek qualified advice.

Guide

Frequently asked questions

Which documents should I check before buying a condominium?

Before the notary appointment, ask for the declaration of division with the community rules, the minutes of the recent owners meetings, the current collection of resolutions (§ 24 (7) WEG), the applicable budget and the latest annual statements, and the asset report showing the level of the maintenance reserve (§ 28 (4) WEG). Add the energy certificate (§ 80 GModG) and information on the Hausgeld level, any arrears and planned special levies.

Am I liable as a buyer for old debts and old resolutions of the WEG?

Resolutions of the owners association also bind you as the successor in title, without needing to be entered in the land register. Agreements only bind you if they are recorded as content of the unit ownership in the land register (§ 10 (3) WEG). Ongoing Hausgeld claims are owed by the respective owner; the seller's outstanding arrears should therefore be settled before the purchase, and a special levy already resolved may fall on you as the future owner.

How important is the level of the maintenance reserve?

Very important. Building up an appropriate maintenance reserve is part of proper administration (§ 19 (2) no. 4 WEG). If the reserve is too low and major works such as a roof or facade renovation are due, special levies may follow that you, as the new owner, will share. You can read the current level from the asset report (§ 28 (4) WEG).

Where do I find out which renovations the WEG has planned?

From the minutes of the owners meetings and the collection of resolutions. These document resolutions on maintenance measures, special levies and upcoming projects. Have the collection of resolutions shown to you through the seller or with the seller's authorisation (§ 24 (7) sentence 8 WEG).

Do I really need an energy certificate when buying a flat?

On a sale the seller must have an energy certificate issued and present it to you no later than at the viewing (§ 80 GModG). A missing certificate, or missing mandatory figures in the listing, is a warning sign and can carry a fine.

What does a high Hausgeld mean for me?

The Hausgeld is the monthly advance based on the budget (§ 28 (1) WEG). A high Hausgeld can indicate high operating costs, a large administrative burden or a strong contribution to the reserve. Check which portion is allocable if you intend to let the flat, and whether the Hausgeld matches the actual running of the building.

Does anything different apply to buyers from abroad?

Not for the acquisition itself: German law makes the purchase of property depend on no nationality, and that holds outside the EU as well. The differences lie at the notary appointment, where a party is not sufficiently proficient in German, in financing without a German credit history, and in the taxation of a later letting. Those points are covered by a separate guide to buying property in Germany as a foreign buyer.

Does this checklist also apply when buying a new build from a developer?

Only in part. Minutes and annual statements do not yet exist for a first occupation, because no meeting with the purchasers has been held and no calendar year has closed. The collection of resolutions (Beschluss-Sammlung), by contrast, has to be kept (§ 24 (7) sentence 1 WEG), and it also records the resolutions the dividing owner passed while he was the only owner; the community of owners has in fact existed since the land register sheets (Wohnungsgrundbücher) were opened (§ 9a (1) sentence 2 WEG), normally long before anyone moves in. Ask therefore for the declaration of division with the community rules, the first budget, and the resolution appointing the manager, which in the case of the first appointment after condominium ownership was created may run for three years at most (§ 26 (2) sentence 1 WEG). You may vote once you hold a claim to transfer secured by a priority notice in the land register and possession of the rooms has been handed over to you (§ 8 (3) WEG). The course of that first meeting is covered by a separate guide to the first owners meeting in a new build.

Questions about your property?

We advise owners and associations in Frankfurt and the Rhine-Main region - personally and without obligation.